Convert US Dollar to Canadian Dollar
Live mid-market rate and a real fee comparison for sending USD to CAD. Cross-border workers, snowbirds, and travelers.
The rate is not the cost
Every provider takes a spread on top of the mid-market rate — and some also charge a flat fee. For USD to CAD, that spread typically ranges from 0.5% (Wise on liquid pairs) to 3%+ (banks and traditional remittance). On a 1,000 USDtransfer, that's the difference between landing a meaningful amount more or less in CAD.
For this corridor, the providers most worth comparing are Wise, Revolut. ChainFX pulls live quotes from each and shows you the real receive amount — not the marketing rate.
Compare providers for USD → CAD
Open the ChainFX calculator prefilled with this corridor. See live fees across 2top providers and build multi-step chains if a direct send isn't cheapest.
Open calculator for USD → CADFrequently asked questions
What is the current USD to CAD exchange rate?
As of the last update, 1 USD = 1.3701 CAD at the mid-market rate. The actual rate you get from a provider will include a spread of 0.5% to 3%+ on top of this.
What's the cheapest way to send USD to CAD?
For this corridor, the most competitive providers are typically Wise, Revolut. Real costs depend on amount, payment method, and payout method (bank vs cash pickup). ChainFX lets you compare them side-by-side with live fees.
Is the mid-market rate the rate I actually get?
No. The mid-market rate is the rate banks use between each other. Every consumer provider adds a spread (usually disclosed as "exchange rate" markup) plus sometimes an explicit fee. ChainFX always shows you both so you can see the true cost.
Can I chain USD through another currency to CAD?
Sometimes yes — for example, sending USD → USD → CAD can be cheaper than direct in thin-corridor pairs. ChainFX is built specifically for this: it lets you build multi-step chains and shows what actually lands at the end.